Special Note. The following email was sent to subscribers early the morning of July 16, 2008 before the opening. Dear Subscriber-- The unprecedented SEC decision reported today to control short selling in financial stocks effective Monday, July 21, will have unknown effects on the price behavior of these stocks. Therefore I advise that you exit any open short positions you may have in XLF or its derivatives. Respectfully, 'Copernicus' July 16, 2008. 9:15 a.m. EDT